Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

1800 233 0234

customercare@cosmosbank.in

Weekdays Timings: 10.30 a.m. to 6.30 p.m.

Holiday : 2nd & 4th Saturdays and all Sundays

Quick Loans
Net banking
Attractive Features of Prime Minister’s Employment Generation Programme Loan Scheme
Time of Disbursement
15 Days
Rate of Interest
•10.00% p.a -CIBIL Score Above 750
• 10.50% p.a. -CIBIL Score 700-750 OR If CIBIL score is -1 (If no credit history)
Insurance
Insurance cover of the Machinery/flat/property with Banks clause

Start your self-employment venture with the PMEGP Scheme and avail multiple benefits.

  • Loans are available to only New/Fresh Business activity. Person having existing Business activity is not eligible for this Loan.
  • Only one person from the family is eligible to get financial assistance under this scheme.
Eligibility
    Rate of Interest
  • 10.00% p.a - CIBIL Score Above 750
  • 10.50% p.a. - CIBIL Score 700-750 OR If CIBIL score is -1 (If no credit history)
    Maximum Limit
  • Rs 47.50 Lakh
    Margin
  • Minimum up to 5 to 10% of the project cost
    Period
  • Term Loan - Maximum period – 5 to 7 yrs
  • Cash Credit - On demand or Review within 12 Months
    Time of Disbursement
  • 15 Days
    Process Charges
  • 0.25% of the Loan demand + GST
    Share Money
  • 1% of Sanction loan amount or Rs.5000/- whichever is lower.
    Insurance
  • Insurance cover of the Machinery/flat/property with Banks clause
Subsidy
  • Subsidy from KVIC and the bank finance depends on the cost of Project as per details given below:
Particular Bank Finance Subsidy from KVIC Promoter’s Contribution
Urban Area Rural Area
General Category beneficiary/institutions 90% 15% 25% 10%
Special Category Beneficiary/Institutions 95% 25% 35% 5%
Document required
  • Application Form
  • All documents as per KYC norms
  • Caste certificate
  • Special Category Certificate wherever required
  • Rural Area Certificate [only for Rural area]
  • Project report
  • EDP / Skill Development Training Certificate
  • VIII passed Mark sheet required
  • Ration Card required.
  • Necessary quotations are required for the assets to be purchased for the activity.
  • Latest 7/12 required.
  • Business registration documents
  • Any other documentation that the bank requires.

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

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