Savings Account

Following are the documents that can be taken as KYC documents at the time of opening of a savings account

ID Proof: (Any one document from the list given below)

• Valid Passport


• PAN Card / Form 60 (Mandatory)


• Aadhar Card


• Election Card


• Valid Driving License


• Job Card Issued by NREGA (National Rural Employment Guarantee Act) duly signed by an officer of the state Government

Address Proof:(Any one document from the list given below)

• Aadhar Card


• Valid Passport


• Election Card


• Valid Driving License


• Job card issued by NREGA (National Rural Employment Guarantee Act) duly signed by an officer of the state Government


• If Aadhaar submitted by customer is not having current address, in that case any OVD having current address can be submitted by customer.

Current Account

Following are the documents that can be taken as KYC documents at the time of opening of a current account:

Accounts of Proprietary Concern

• Identity proof of Proprietor


• Photograph of Proprietor

Business documents : (Any two of the following)

• Registration certificate (in case of a registered firm )


• Certificate / license issued by the Municipal authorities under Shop & Establishment Act,
• Sales Tax returns


• CST / VAT / GST certificate (provisional/final)


• Certificate / registration document issued by Sales Tax / Service Tax / Professional Tax authorities


• Import Export Code (IEC) issued to the proprietary concern by office of DGFT / License


• License/certificate of practice issued in the name of the proprietary concern by any professional body incorporated under statute


• Complete Income Tax return (Not just acknowledgment) in the name of sole proprietor, in which the firm's name is reflected i.e. computation of income, duly authenticated/ acknowledged by Income Tax Authorities.


• Utility bills such as electricity, water and landline telephone bills


• Declaration of Beneficial ownership

Account of Companies

Documents of All Directors – Proof of Identity, Proof of Residential Address Latest Colour Photographs

Documents of Business Concern

• Memorandum of Association, Articles of Association


• Certificate of Incorporation


• Resolution of BOD to open an account and list of officials to operate the A/c


• PAN card of Company


• Photographs, Identity proof and PAN/ Form 60 of Directors empowered as Authorised Signatories as well as of beneficial owners


• Business Licenses (Optional)


• Certificate of commencement of business


• Address proof of Company


• Declaration of Beneficial ownership

Accounts of Partnership Firms

Documents of All Partners : Proof of Identity, Proof of Residential Address, Latest Colour Photographs

Documents of Business Firm –

• Partnership Deed


• Registration Certificate ( if registered)


• PAN card of Firm


• Business Licenses ( Optional)


• Photographs and Identity proof of Partners empowered as Authorised Signatories as well as of beneficial owners


• PAN/ form 60 of Authorized Signatories as well as of beneficial owners and partners


• Address proof of Firm


• Address proof of all Authorised Signatories as well as the beneficial owners


• Declaration of Beneficial ownership

Accounts of Trusts & Foundations

• Documents of Directors/Trustees : Proof of Identity, Proof of Residential Address, Latest Color Photographs.


• Documents of Business Firm-


• Registration Certificate (if registered)


• Trust Deed


• Resolution of Trustees


• List of Trustees


• List of Authorised Signatories


• Identity proof of Authorised Signatories as well as beneficial owner


• PAN/ form 60 of authorized signatories as well as of beneficial owners


• Address proof of Trust


• Address proof of Authorised signatories as well as beneficial owner


• Declaration of Beneficial ownership