Cosmo Udyog Loan Scheme

Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

customercare@cosmosbank.in

Weekdays 10 AM to 6 PM

Sunday : Closed

Quick Loans

Net banking

Attractive Features of Cosmo Udyog Loan Scheme

Loan Type

Cash Credit

ROI

“A” Rating – 8.00 %
“B” Rating – 8.25%
“C” Rating - 8.75 %

In the form of Cash Credit

The scheme aims at providing financial support for the working capital needs of small entrepreneur’s falls under SME/MSME.

Loan Highlights

Loan Limit
Rs 1.00 Crore
[Working Capital]

Rate of Interest
“A” Rating – 8.00 %
“B” Rating – 8.25%
“C” Rating - 8.75 %

Time of Disbursement
15 Days

Repayment Period
Renewal within 12 months.

Prepayment Charges
Nil

Process Charges

Nil (Valid up to 16 th November 2024)

Foreclosure Charges

Within 12 months- 3%,
After 12 months but before 24 months- 2%
After 24 months-1%

Eligibility

The applicant must have Udyog Registration Certificate.
The applicant shall be engaged in small trading/manufacturing/service industry with valid licenses.
The applicant can be proprietory concern/partnership/LLP/Pvt.Ltd./Ltd.Co. etc.
The Scheme is applicable to NEW CUSTOMERS ONLY.

Facility

Insurance
Membership

Documents Required

All documents as per KYC norms viz. Residence proof and Identity proof of applicant as well as guarantors.
Income documents of borrower and guarantors
Last 3 Years IT Returns.
Stock Statements, Debtors and Creditors List.
Account statement of borrower/customer for last six months
Copy of Udyog Registration certificate.

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